Year 1896 Silver Albertina. The Albert got its name through Albert, the consort of Queen Victoria of England, wearing a chain to keep his watch secure, attached at one end to the watch nestling in vest pocket and secured on the other end with a bar through a button hole of the vest, the chain hanging looped across the expanse of, usually, the left side of the vest. An Albertina served the same purpose for the lady, and always has decorative features.
The above 1896 Silver Albertina, worn as a double chain, is intact. The clasp is original, same date as the bar, same maker’s mark. Both chains at the clasp end would have connected to the end ring of the clasp, the clasp itself fastened to the watch; the Silver George IV coin predates the assay year of the Albertina and would have been added some time after the creation of the chain.
Every link is stamped Silver, with the Lion Passant, the English mark for 925 Silver, on not only every single curb link but also somewhere on each of the six decorative beads.

The old Silver George IV coin pendant is slightly odd, for the hole was punched through His Excellency’s nose. It had to be deliberate, George IV being a disliked monarch. The slight, however, would have been perpetrated either during the last years of his reign, ending in 1830 with his death, or some time in the following couple of decades; in either case, a full half century before the making of the above Year 1896 Silver Albertina. Interesting to conjecture.